Meds 4 Less is designed for people of any age who do not have prescription coverage, however, there are always exceptions to this rule. Below are some instances where people who have coverage or partial coverage, have benefited from our pharmacy network.
Medicare Part D We can beat the cost of Medicare plans almost 90% of the time. Many seniors have reduced their annual costs buying through Meds for Less while maintaining their Part D plan as insurance.
The majority of Seniors will reach the "doughnut hole" in which case they are required to pay full price for medications. There is no need to pay full price, call Meds for Less instead.
The Self-Employed Many self-employed plans have very high deductibles. They are designed to cover the catastrophic, but not the everyday expenses like prescription drugs. Most individuals will never reach the $3,000 to $5,000 deductibles set by these plans. We can save you hundreds, even thousands of dollars on an annual basis.
Plans with an insurance cap If someone has a cap of $1,000 per year, that means once their meds total $1,000, they are responsible for 100% of the cost. For someone who has a $300 per month Rx bill, they will hit their cap in less than 4 months. They can then use the Meds 4 Less network for the remaining 6 3/4 months and save an average of $100 to $150 per month, or $675 to $1,000 per year.
Blue Cross/Blue Shield Most Seniors who have BC/BS, have it as their Medicare Supplement. In most cases, they only have a prescription card which gives them an average savings of 10% at their pharmacy. Our network is not insurance; it does not interfere with any Medicare Supplement and our members can save between 35% and 90%!
Costly Rx Coverage We recently spoke with someone who was paying a premium of $700 per month for Rx coverage. This person was still responsible for 20% of the cost of medications. The 20% totaled $140 per month + the $700 premium. The total cost per month was $840 which came to $9,500 per year!
Through our mail-order network, these costs can be substancially reduced.
VA Coverage Many new medications like Vioxx, Prilosec, Prevacid, Nexium, and Paxil are not available through the VA. Additionally, most spouses are not included with VA coverage. Many have saved hundreds and even thousands per year by buying these medications through Meds 4 Less.
Drug Company Patient Assistance Programs Some individuals in assistance programs pay $15 per prescription if the drug is made by that particular drug company. But what if they need another drug made by another company? They may be spending $200 to $300 on other medications. The Meds 4 Less network can save them hundreds per year and since it is not insurance, it will not interfere with any drug assistance program.
We hope we have answered your questions. If so, click here to reduce your medical bills now.