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VA Loans
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University Funding, Inc
(813) 558-8200
15310 Amberly Drive
Suite 315
Tampa, Florida 33647
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If you are making a downpayment of less than 20% on your home the loans backed by the Veterans Administration provide the best combination of rate and terms available. The links below will help you find out if you are eligible.
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Frequent Questions
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The VA website has a number of frequently asked questions with their answers at the end of this link. Before you consult the guide check here for the answer to your question.
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Certificate of Eligibility
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Please send your request for determination of Eligibility (VA Form 26-1880), along with proof of military service (dd214 or Statement of Continuous Service) to:
VA Loan Eligibility Center
PO Box 20729
Winston-Salem, NC 27120
It will take 3-4 weeks to get it back. If you have previously used your entitlement you will need evidence the loan has been paid in full.
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Directions to Local VA Office
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The quickest way to get a Certificate of Eligibility is to drive over to the VA office in St. Petersburg. It usually only takes a few minutes and saves you the anxiety of waiting for the Certificate to be returned through the mail. You can get written directions below the map.
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Eligibility Criteria
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Typically you will need to have served 24 months of active duty to be eligible for a VA loan. However, there are numerous exceptions to the rule. This link will take you the the VA eligibility website
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VA Loan Description
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If you are curious about the details of your VA loan the link below will tell you how much you can borrow, the qualifying criteria, etc.
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VA Loan Guidelines
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If you are curious about VA lending guidelines here they are. We consult these when we have a question about VA lending policy.
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