David Shaffer, a native of Oakland, California, started David Shaffer Insurance Services in August, 1983. David Shaffer Mortgage and Insurance Services is an Independent Insurance Agency that specializes in providing insurance to the affluent California homeowner. Subject to underwriting guidelines, David Shaffer Mortgage and Insurance Services, although based in Walnut Creek, CA, can write personal insurance such as homeowners, automobile, residential earthquake, fine arts, jewelry, and personal umbrella coverage for qualifying policyholders anywhere in the State of California and in Arizona, Colorado, Oregon, and Washington.

David is frequently interviewd by Tom Vacar, Consumer Editor, for the FOX Channel 2 News on stories for auto, home or earthquake insurance. In addition, Eve Mitchell, a reporter for the Bay Area News Group also calls upon David to help her write articles about auto, home and earthquake insurance.  David has also on behalf of his professional trade group, the Independent Agents and Brokers of the West, testified in Sacramento in front of the State Assembly and State Senate on legislation that effects home and earthquake insurance in California. David also helped to establish the insurance consumer group, United Policyholders back in 1991. United Policyholders continues to provide incredible help to policyholders nationwide under the executive leadership of Amy Bach, one of David's clients. David still contributes ideas and help to United Policyholders.

In approximately 1995, David Shaffer Mortgage and Insurance Services and other insurance offices in California were experiencing an unprecedented insurance crisis involving homeowners and earthquake insurance.  Insurance carriers were refusing to insure homes and many even left the state and thousands upon thousands of policies were canceled.  In order to survive the economic turbulence created by this situation, David Shaffer made the strategic decision to expand his expertise and services for his clients to include residential real estate financing and in so doing has changed the name of the business to David Shaffer Mortgage and Insurance Services.  All my loans are processed through CMG Mortgage, Inc. headquartered in San Ramon, CA.

David and his family are also Guide Dogs for the Blind puppy raisers! Their first guide dog puppy, Nolan, is currently in the last phase(as of November 1, 2009) of his professional training at the campus for Guide Dogs for the Blind in San Rafael, CA.  They are hoping that Nolan will be get a job soon guiding an eligible person and will graduate and start "working" by the end of 2009.  Below is a picture of Nolan and David on August 15, 2009, at Guide Dogs for the Blind in San Rafael, CA. Nolan was returned to Guide Dogs for the Blind for his professional training on August 15, 2009 and it was tough to say Good-bye to him! David's family and one other family participated in raising him and socializing him. 

As an independent insurance agency, David Shaffer Mortgage and Insurance Services specializes in serving the affluent California homeowner and works hard to find you, the customer, the best possible coverage and rates. Because David Shaffer Mortgage and Insurance Services represents a number of insurance companies and not just one large company, David Shaffer Mortgage and Insurance Services can provide you with a diverse selection of affordable plans and products. More importantly, unlike many insurance offices that view sales and service of homeowners and auto insurance as an "accommodation" and assigns your account to a customer service representative, you get to work directly with David Shaffer or his Protection Team who since 1983 have established a reputation as insurance consumer advocates as well as an outstanding reputation for providing prompt, personal and professional service.

As a professional independent residential loan specialist, I provide the following professsional services to my clients:  1)Explaining the types of loans available; 2)Determining which type of loan makes the most sense; 3)Full disclosure of the estimated costs of financing; 4)Explaining the qualifying and underwriting process; 5)Rate Watch in order to get lock on best rate possible; 6)Follow-up service to make sure all documents and details are dealt with to insure the loan is closed as planned.