The insurance company has said that they will no longer pay for
my chiropractic/medical bills, how do I get these bills paid now?
Where previous medical treatment has been subsequently denied,
or where prescribed medical treatment will not be pre-authorized, the
solution is a simple one. A “Medical Request” or an “Employee’s Claim
Petition” can be filed with the Workers’ Compensation Courts to get
previously received medical paid for, or to get prescribed treatment for
the future pre-authorized. Simply because the work comp insurance company says
that they will not pay for these services does mean that you have to
accept that. You have the right to put request before a Judge. If the
Judge approves, the work comp insurance company is ordered to pay for the past,
present or future medical treatment that your Doctor has prescribed.
Court dates can be obtained concerning denied treatment in some
circumstances in as little as thirty to forty days.
My job says that they cannot take me back with my work
restrictions from my Doctor, what do I do?
If your employer cannot modify your old job to take you back to
work, or if they cannot accommodate you elsewhere within their facility,
you are likely entitled to wage loss benefits. These wage loss benefits
would continue until they can return you back to work.
My employer has fired me, saying that they do not have any
work within my restrictions. What do I do?
The first thing to do would be to get a QRC (Qualified
Rehabilitation Consultant) appointed to you who can help you put
together a resume. The QRC will provide you with job leads to get you
back to work as soon as possible within your work restrictions. The cost
of the QRC is paid for by the insurance company. While you are job
searching, you are likely entitled to work comp wage loss benefits while you look
My new job pays me less than my old job. Do I lose the
The answer is no. Assuming that we can show that the wage loss
is a result of your workers’ compensation injury, the insurance company
is required to pay 2/3 of the difference between your old wage and your
new wage. For example, if your gross wage was $400.00 per week at the
time of the injury, and your new job pays $300.00 per week gross, you
have a $100.00 loss. The work comp insurance company is required to pay 2/3 of the
loss, or $66.66, in a separate additional check to you above and beyond
the $300.00 check you get from your new employer.
I am still working at my old job, but because of my job
restrictions I am working “light duty” which pays less. Do I lose the
The answer is no. You are still entitled to 2/3 of the
difference between your old wage rate when you got injured, and your new
wage rate in your current light duty position.
How much compensation do I get for my knee surgery, injured
low back, dislocated shoulder, etc.?
From your nose to your toes, the Minnesota legislature has
rated your body with separate and distinct percentages. Each percentage
point varies, but on average is worth between $750.00 – $900.00 per
percentage point. For example, a 5% permanent partial disability rating
(ppd) equals $3,750.00. A 10% rating equals $8,000.00. A 15% rating
equals $12,750.00. Importantly, while some injuries have specific
ratings, other injuries can have numerous ratings that apply that can
range from 5% - 15% in difference.
I lost my job, and my new job pays a lot less. Am I stuck in
If you have a new job that seems to be a “dead end” job, that does
not have much opportunity for advancement or pay, you may be eligible
for a benefit known as “retraining.” In retraining, you would be
eligible to go to vo-tech, college, trade school, etc. to learn a new
trade. While you are in school, the insurance company would be obligated
to pay you wage loss checks weekly, child care costs while you are in
school, and mileage, books and tuition at the rate of 100%
Me and my Doctor just do not seem to get along, am I stuck
Not necessarily. For example, we have won changes of Doctor for
the following reasons: (1) because you moved to a new town; (2) your
Doctor has nothing further to offer you; (3) you want to change
specialties (neurologist to a chiropractor, chiropractor to surgeon,
I cannot afford a work comp attorney, how can I possibly get one?
We are paid on a contingency fee basis only. This means a
percentage only if we win. If we lose, you owe no fees.