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Minnesota Business & Construction Law Issues
 

Welcome to our discussion page for business, construction and contract issues. On this site you may post a message, seek advice, or provide information.

For all your business, real estate, contract and collection needs, call us at 612.240.8005.
IMPORTANT: Please remember that the bulletin board is open to the public and answers to questions may include answers by non-attorneys. Any information posted should be considered general in nature and may not apply to your individual circumstances. Please review a full listing of our Rules of Use and Disclaimer before posting.


Subject Policies and State laws

Date Sun Jan 20 2008 20:04
Author Doug
MN. I am trying to read and understand these two policies: Liberty Mutual(Certificate of Insurance)says,policy term, policy number and coverage afforded under WC law of the following states and MN is one of these states and employers liability (price $1,000,000.00).
Other says Certificate of Liability Insurance, says type of insurance, commerical general liability, schedule auto's, hired auto's, non-owned auto's are all marked. Price of limits $1,000,000.00. The place is marked for WC (workers compensation and employer's liability) statutory limits
Here is the question's?
Does this mean the certificate holder is a employee?
Does the employer pay this for there employees?
Does the employees pay for this?

I have requested copies of my employment records and files. They wrote back and told me that they are not required to give it to me because of they are saying that my company is a business entity. What does that mean?
Is there a MN statute out there for them to turn it over? Worked there for nearly 20 years pay checks weekly. I find it hard to believe that I can not see my file.

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